www.loritellrealtor.com

www.loritellrealtor.comwww.loritellrealtor.comwww.loritellrealtor.com

www.loritellrealtor.com

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Frequently Asked Questions

Please reach us at lori@horizonrealtyservices.org if you cannot find an answer to your question.



We can connect you with trusted lenders who will walk you through the process and help determine what you can afford.


Pre-qualitification is a quick estimate; pre-approval is a formal letter from a lender after reviewing your finances.


It varies - some loans require as little as 3%.  We'll help you understand your options.


Typically 2-5% of the purchase price, covering fees like inspections, title insurance, and lender charges.


Most purchases take 30-60 days once under contract, but the search and financing timeline can vary.


Each has pros and cons.  We'll help you evaluation what's best for your budget, lifestyle and timeline.


Yes!  There are grants, tax credits, and loan programs designed specifically for first-time buyers.


We'll run market comparisons, look at resale potential, and assess neighborhood trends to guide you.




Your home's value depends on location, condition,  upgrades, and recent comparable sales.  I offer a free market analysis to help you price it right from the start.


Start with cleaning, decluttering, and small repairs.  A fresh coat of paint and professional photos can make a big impact.  I'll walk through what matters most.


Spring and summer are typically busiest, but with the right strategy, homes can sell quickly any time of year.  I'll help you time your listing for maximum impact.


Well-priced homes in good condition often sell within 30-60 days.  I'll track showings and feedback to keep your listing competitive.  


Common expenses include agent commissions, title fees, and potential buyer concessions.  I'll provide a clear estimate so there are no surprises.


Yes, sellers are legally required to disclose known defects.   I'll help you complete the proper forms to protect you from legal trouble later.


Yes, it's best to leave during showings so buyers can explore freely and picture themselves living there.  We'll schedule showings around your needs.


Once you'r under contract, the buyer will typically schedule inspectsion, appraisals, and finalize financing.  I'll guide you through each step until closing.



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